debt

Opinion: Higher interest rates could mean more cash for seniors

Here’s a common complaint I hear from seniors all the time: Interest rates are so low that it’s impossible to…

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The place of junk bonds in a retirement portfolio

You should think twice before investing in high-yield (a.k.a “junk”) bonds. It’s understandable why you might be tempted to invest…

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Opinion: Low interest rates make it harder to save for retirement

The pandemic and ensuing recession have exacerbated the challenge of saving for retirement. Real interest rates, as measured by the…

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Is the 60:40 portfolio really dead?

Are you sick and tired of hearing that the 60% stock and 40% bond portfolio is dead? That would be…

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Budgeting app Charlie pivots to help users reduce debt

The makers of the personal finance app Charlie have revamped the tool to focus squarely on getting consumers out of…

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Opinion: How to invest in a market bubble

Despite widespread economic damage from a pandemic that hasn’t yet been controlled and strict limits on international trade and travel,…

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Subordinated debt rule gives big credit unions new path to growth

After six years of discussion and debate, the National Credit Union Administration’s board voted Thursday to approve a rule clearing…

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Why the 2020s could favor market-timers over buy-and-hold U.S. stock investors

To get an idea of what the next decade has in store for the U.S. stock market, think back a…

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How tapping home equity can pay the taxes on a Roth IRA conversion

The benefits of incorporating a Roth IRA into your retirement strategy are often praised by financial advisers, citing the ability…

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Why these 5 U.S. cities will bounce back from COVID-19 faster and stronger

The “death of the city” theme has been around for the better part of a century, and yet many cities…

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